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	<title>Venditoris: Beware of Scams</title>
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	<link>http://venditoris.com</link>
	<description>Learn to Avoid and Stop Cons, Ripoffs, Scams, Viruses, Frauds, Greedy Pols &#38; Cheats</description>
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		<title>Protecting Personal Information: Five Steps for Business</title>
		<link>http://venditoris.com/archives/2877</link>
		<comments>http://venditoris.com/archives/2877#comments</comments>
		<pubDate>Fri, 03 Sep 2010 15:52:34 +0000</pubDate>
		<dc:creator>grp</dc:creator>
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		<description><![CDATA[by Lesley Fair What’s in your file cabinet right now? Tax records? Payroll information? And what’s on your computer system? Financial data from your suppliers? Credit card numbers from your customers? To a busy marketer, those documents are an everyday &#8230; <a href="http://venditoris.com/archives/2877">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Be Sure To Update Citi iPhone App To Delete Sensitive Info</title>
		<link>http://venditoris.com/archives/2873</link>
		<comments>http://venditoris.com/archives/2873#comments</comments>
		<pubDate>Tue, 27 Jul 2010 15:15:00 +0000</pubDate>
		<dc:creator>Chris Morran</dc:creator>
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		<description><![CDATA[It looks like Citi doesn't just do a crappy job of protecting customer info in the mail. The bank admitted yesterday that its Citi Mobile iPhone app was storing sensitive data in a hidden file on users' phones and possibly their computers. Among the data included in this file are account numbers, access codes and bill payments. According to Citi, users who hooked up their iPhones to computers might have also unwittingly copied that info to the PC. The bank claims that no one's data has been breached, but that users should update to the latest version available now from...
 <a href="http://venditoris.com/archives/2873">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Five Things To Do Before Losing Your Wallet</title>
		<link>http://venditoris.com/archives/2872</link>
		<comments>http://venditoris.com/archives/2872#comments</comments>
		<pubDate>Sat, 24 Jul 2010 21:00:28 +0000</pubDate>
		<dc:creator>Carey Alexander</dc:creator>
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		<description><![CDATA[Look, it's going to happen eventually. Whether it's pickpockets or carelessness, you're going to lose your wallet. When you do, you'll be glad you took these five steps to make recovery simple and painless. 1. Carry Only The Essentials: Are you really planning to use three credit cards today? How about that random gift card your aunt gave you last Christmas? Limit your loss by walking around with only the bare essentials. 2. No Social Security Cards!: Why would you walk around with your social security card? Keep it in a safe place with your other vital financial documents, far...
 <a href="http://venditoris.com/archives/2872">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>If You Get An E-Mail From The CEO Of BP, It&#8217;s Probably A Scam</title>
		<link>http://venditoris.com/archives/2871</link>
		<comments>http://venditoris.com/archives/2871#comments</comments>
		<pubDate>Thu, 22 Jul 2010 19:15:00 +0000</pubDate>
		<dc:creator>Chris Morran</dc:creator>
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		<category><![CDATA[Phishing]]></category>
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		<description><![CDATA[Here's a tip: Unless you're a high-ranking member of the military or government, you're probably not going to be getting any e-mails sent to you by big-mouthed British Petroleum CEO Tony Hayward. But for those who do see something from ol' T-Bone in the their inbox, the Attorney General in Florida wants you to know it's probably a scam. Earlier today, the Florida AG's office issued a warning about a phishing scam targeted at people affected by the Gulf of Mexico oil spill disaster. From the AG's site: A consumer recently reported to the Attorney General's Office that she received...
 <a href="http://venditoris.com/archives/2871">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>More Than 40 Experts Issue Call For More Government Stimulus And Tax Credits</title>
		<link>http://venditoris.com/archives/2869</link>
		<comments>http://venditoris.com/archives/2869#comments</comments>
		<pubDate>Tue, 20 Jul 2010 13:00:02 +0000</pubDate>
		<dc:creator>Chris Walters</dc:creator>
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		<description><![CDATA[Online news site The Daily Beast is apparently tired of this whole "floundering economy" thing, so it got more than a dozen economists and historians to come together and issue a manifesto yesterday calling on the U.S. government to "reboot America." By the end of the day, the number of experts supporting the manifesto increased to more than 40. They argue that the government has to help return lost purchasing power to the unemployed and must use tax cuts and stimulus to boost overall demand, or we'll never make it out of this slump. Making deficit reduction the first target,...
 <a href="http://venditoris.com/archives/2869">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Watch Out For Amazon Scam Making The Rounds</title>
		<link>http://venditoris.com/archives/2870</link>
		<comments>http://venditoris.com/archives/2870#comments</comments>
		<pubDate>Tue, 20 Jul 2010 12:04:30 +0000</pubDate>
		<dc:creator>Chris Walters</dc:creator>
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		<description><![CDATA[The BBB says people are reporting seeing a new phishing scam going around that masquerades as an Amazon order alert. It arrives as a confirmation email with a product description, price, and Amazon logo. Naturally, if you click the provided account link to cancel the order or see whether you were actually charged for the item, the login screen you'll be taken to won't be Amazon. "Consumers Warned About Amazon.com Scam" [Consumer Affairs via Los Angeles Times]...
 <a href="http://venditoris.com/archives/2870">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Shrink Ray Hits JCPenney Clothing Now, Too?</title>
		<link>http://venditoris.com/archives/2868</link>
		<comments>http://venditoris.com/archives/2868#comments</comments>
		<pubDate>Mon, 19 Jul 2010 16:30:39 +0000</pubDate>
		<dc:creator>Chris Walters</dc:creator>
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		<description><![CDATA[Kyle just wrote to us that the 36" sleeve on a Large Tall sweatshirt from JCPenney has been reduced to 35". It's not just a manufacturing accident, because the new length is printed in the retailer's sizing charts. But Kyle says for years he's had no problem with JCPenney shirts, and that this all started happening within the past year or so. Well, the Grocery Shrink Ray has turned its sights onto a target-rich environment: clothing. Recently I discovered JCPenney shrank one of the sizing standards in their Tall sizes. Over the past year or so I've noticed the sleeves...
 <a href="http://venditoris.com/archives/2868">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Chase Now Has Human ATM Greeter Who Helpfully Sells Overdraft Protection</title>
		<link>http://venditoris.com/archives/2867</link>
		<comments>http://venditoris.com/archives/2867#comments</comments>
		<pubDate>Wed, 14 Jul 2010 12:00:42 +0000</pubDate>
		<dc:creator>Laura Northrup</dc:creator>
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		<description><![CDATA[As the August 15th deadline for bank customers to opt in to overdraft protection on their existing accounts looms, banks are trying some innovative new tactics. Nicole tells Consumerist that she visited an ATM Chase branch on a Saturday morning to withdraw some cash, and encountered an employee stationed near the ATMs, asking customers whether they had "made a decision" about their "debit card overdraft coverage." She writes: I'm a new Chase customer (I finally left Citibank in January!) and I've been getting a ton of mail about the Debit Card Overdraft Coverage (this is what Chase is calling it...
 <a href="http://venditoris.com/archives/2867">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Wiring Money Is A Ripoff Red Flag</title>
		<link>http://venditoris.com/archives/2866</link>
		<comments>http://venditoris.com/archives/2866#comments</comments>
		<pubDate>Tue, 13 Jul 2010 20:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[One good way to get ripped off in a transaction is to agree to wire the other person money. Whether it's through your bank, money order, or Western Union, wiring money has zero protections against loss. Which is why con artists love it dearly. Once the money is wired, it's nearly impossible to reverse or to trace who picked up the money. I think people have a misperception that Western Union, because it's retail comes in friendly yellow branding, will have some sort of safeguards. Not so. Once that money is picked up, it's gone. Transactions where the other person...
 <a href="http://venditoris.com/archives/2866">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Save By Starting Your Shopping Trip From The Back Of Store</title>
		<link>http://venditoris.com/archives/2865</link>
		<comments>http://venditoris.com/archives/2865#comments</comments>
		<pubDate>Mon, 12 Jul 2010 21:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[If you want to find the best deals and sale items, it's wise to head directly to the back of the store and work your way up to the front. Research shows that most people go to the right when they enter a store, so stuff with the best profit margins is usually placed there. Likewise, anything in a special display of any sort is not there because they're trying to do you a solid and make it easier for you to get the item, it's because it has a better margin. Nothing untoward about, just something to be aware...
 <a href="http://venditoris.com/archives/2865">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>What Was The Smartest Purchase You Ever Made?</title>
		<link>http://venditoris.com/archives/2863</link>
		<comments>http://venditoris.com/archives/2863#comments</comments>
		<pubDate>Mon, 12 Jul 2010 18:30:00 +0000</pubDate>
		<dc:creator>Chris Morran</dc:creator>
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		<description><![CDATA[Last week, we asked you to reveal those moments when realized you'd been making a big mistake as a consumer. Today, we want to lighten it up and talk about those times that make you most proud. Maybe you're like me and it's that cast iron skillet you've had for over 20 years, and which just gets better with use (and proper care, of course). Or perhaps it's the car that's seen you through two marriages, four jobs and five presidents? And then there are those things that might have cost a pretty penny but were well worth the expense....
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		<title>TD Ratchets Up Overdraft Opt-In Push With Pop-Up Scare Tactics</title>
		<link>http://venditoris.com/archives/2864</link>
		<comments>http://venditoris.com/archives/2864#comments</comments>
		<pubDate>Mon, 12 Jul 2010 18:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[TD Bank is really stepping up its efforts to try to get customers to sign back up for "overdraft protection," which really just protects their right to charge you $35 if you want to buy a $2.00 candy bar and only have a $1 in your account. Now they're greeting customers accessing their accounts online with pop-up ads trying to scare them into agreeing to signing up for the service. Reader Jay spotted this one last night and was bothered by the fact that they don't mention on the landing screen that TD Bank will charge you for this dubious...
 <a href="http://venditoris.com/archives/2864">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Last $10 On Visa Gift Card Proves Seemingly Inextractable</title>
		<link>http://venditoris.com/archives/2862</link>
		<comments>http://venditoris.com/archives/2862#comments</comments>
		<pubDate>Wed, 07 Jul 2010 21:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[Kate has a $50 Visa gift card. She used $40 on it and then tried to buy some DVDs for $7, but the card was rejected. What gives? Kate writes:I received a $50 card from a relative (who obviously does not read Consumerist) at Christmas. I took the card to a restaurant where they said that only a portion of it could be used, if at all. They ran the card for $40 and it miraculously cleared. This happened at the end of March. I found some really cheap DVDs on Amazon that totaled around $7, so I thought I'd...
 <a href="http://venditoris.com/archives/2862">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>TD Bank Pushes Totally Flat Debit Cards</title>
		<link>http://venditoris.com/archives/2861</link>
		<comments>http://venditoris.com/archives/2861#comments</comments>
		<pubDate>Tue, 06 Jul 2010 17:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[Run your fingers over one of TD Bank's new debit cards and you'll notice something missing. There's no embossed numbers. It's not a fake, it's the future: a completely flat debit card that can be issued right on the spot when you open an account at a local bank, with no waiting for it to arrive in the mail. We covered this recently as part of another post but it's so odd we thought it worth calling out on its own. TD Bank introduced the cards in 2007 as a pilot program and seems to have recently pushed them out...
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		<title>Even Wells Fargo CEO Powerless To Reduce Your Punitive APR</title>
		<link>http://venditoris.com/archives/2860</link>
		<comments>http://venditoris.com/archives/2860#comments</comments>
		<pubDate>Mon, 28 Jun 2010 16:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[The APR on Kevin's Wells Fargo credit card got jacked up from 9.6% to almost 23%. He owes $16,000. At 9.6, he could afford to make double the monthly payments, but now he's paying $300+ a month in finance charges alone. He's begged up and down the hierarchy, from the CEO to any exec or VP he could reach, to please reduce his APR so he can carry this debt. Nope. The numbers have spoken. The odds are calculated. Your risk has been assessed, and the verdict has been issued: you lose. Kevin writes:To whomever reads this, My name is...
 <a href="http://venditoris.com/archives/2860">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Walmart Defeats Chicago, Plans To Open Up To 21 Stores</title>
		<link>http://venditoris.com/archives/2858</link>
		<comments>http://venditoris.com/archives/2858#comments</comments>
		<pubDate>Sat, 26 Jun 2010 14:00:54 +0000</pubDate>
		<dc:creator>Carey Alexander</dc:creator>
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		<description><![CDATA[Like a big city pimp waiting to pick you up off the ground when times get tough, Walmart was able to establish its first stores in Chicago through guile, perseverance, and a few meaningless reassurances. Smaller stores! $0.50 pay raise! Union-built! These are the meager concessions that led Chicago to sell-out their local retailers. To fit into cities, Wal-Mart is proposing to make itself more trial-size. It would shrink its stores to as small as 8,000 square feet, about 4 percent of the size of an average supercenter. It is considering formats that are primarily groceries, stores where customers can...
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		<title>American Apparel Dress Code: Yes To Disco Pants, No To &#8220;Expressive&#8221; Makeup</title>
		<link>http://venditoris.com/archives/2857</link>
		<comments>http://venditoris.com/archives/2857#comments</comments>
		<pubDate>Fri, 25 Jun 2010 21:55:16 +0000</pubDate>
		<dc:creator>Marc Perton</dc:creator>
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		<description><![CDATA[It's well known that American Apparel likes the models in its ads to wear as little as possible. But what about the company's sales staff? Turns out the dress code for AA retail workers is strict -- and kind of dull. No tattoos, no piercings (well, one earring per ear for the girls), and no boots. What's in? Sperry Topsiders, knitted sweaters and pleated shorts. Is this American Apparel 2010 -- or J. Crew 1980? The leaked employee manual boasts that the company's dress code is designed to "represent ourselves to a standard our customers would wish to aspire to....
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		<title>Clusterfracas of Stove Delivery Incompetence Loses Best Buy a Customer</title>
		<link>http://venditoris.com/archives/2856</link>
		<comments>http://venditoris.com/archives/2856#comments</comments>
		<pubDate>Wed, 23 Jun 2010 17:00:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
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		<description><![CDATA[Add "delivering a stove" to the list of things Best Buy is not very good at. Heather bought one from them, then was subjected to various delays and bogus fees, and now has to wait for Best Buy to "trick" its system into giving her a refund for a fee she should never have been charged in the first place. Here is the email she sent CEO of Best Buy, Brian Dunn, explaining the series of events leading up to her decision to never shop at Best Buy again: Mr. Dunn: I am (was) a Best Buy customer and I...
 <a href="http://venditoris.com/archives/2856">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>POLL: How Much Debt Do You Have?</title>
		<link>http://venditoris.com/archives/2853</link>
		<comments>http://venditoris.com/archives/2853#comments</comments>
		<pubDate>Fri, 18 Jun 2010 21:30:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
				<category><![CDATA[Banks]]></category>
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		<description><![CDATA[Let's play a fun game. I'll show you mine if you show me yours. Debt, that is! Right now I owe $7,081.46 in credit card debt. It's been a crazy year (rationalization alert) and I've been sad at times and distracted (more rationalization) and fell behind instead of paying off my card in full every month (ok, that's true). I plan on getting back on track after I get married next month (procrastination). Now your turn. How much debt are you in? Sound off in the comment and/or take our poll. Bonus points for describing how you got in and...
 <a href="http://venditoris.com/archives/2853">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Banks Luring You Into Signing Back Up For High Overdraft Fees</title>
		<link>http://venditoris.com/archives/2852</link>
		<comments>http://venditoris.com/archives/2852#comments</comments>
		<pubDate>Fri, 18 Jun 2010 20:38:00 +0000</pubDate>
		<dc:creator>Ben Popken</dc:creator>
				<category><![CDATA[Banks]]></category>
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		<description><![CDATA[Banks are mad they can't just automatically charge you a $35 overdraft anymore if you happen to try to buy a candy bar without enough cash in your account. Newly enacted legislation says they have to get you to opt-in to such overdraft programs. So, what they're doing is renaming the overdraft programs something else, making them sound awesome, and then blitzing your mailbox and inbox with up-sells. Some banks are even calling people up! "Debit Card Advance" is what TD Bank is calling the favor of charging you $35 for an over-drafted can of soda. "We offer this service...
 <a href="http://venditoris.com/archives/2852">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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